TERMS & CONDITIONS
PLEASE READ THIS CAREFULLY BECAUSE IT SETS OUT THE TERMS OF A LEGALLY BINDING AGREEMENT BETWEEN YOU (THE “CLIENT”, “YOU”, OR “YOUR”) AND 'IBWMA' (THE “COMPANY”, “WE” OR “US”), THE OWNER AND OPERATOR OF IBWMA DOT COM, WHOSE OFFICE IS LOCATED AT 5348 VEGAS DR. #223 LAS VEGAS NV 89108-2347
THIS PAGES SETS OUT THE TERMS & CONDITIONS (THE “TERMS”) ON WHICH YOU MAY USE THE IBWMA DOT COM WEBSITE AND THE CONTENT/SERVICES AVAILABLE THROUGH IT (COLLECTIVELY, THE “SERVICES”).
ACCEPTANCE OF TERMS OF SERVICE
BY USING THE SERVICES, IRRESPECTIVE OF THE DELIVERY PLATFORM YOU USE TO ACCESS THEM, YOU ACKNOWLEDGE AND AGREE TO BE BOUND BY THE TERMS. IF YOU DO NOT AGREE WITH ANY OF THESE TERMS AND CONDITIONS, YOU ARE NOT PERMITTED TO USE THE SERVICES.
BY ACCESSING THIS SITE, YOU ARE INDICATING YOUR ACKNOWLEDGMENT AND ACCEPTANCE OF THESE TERMS OF USE.
YOUR USE OF THIS SITE AFTER SUCH CHANGES ARE IMPLEMENTED CONSTITUTES YOUR ACKNOWLEDGMENT AND ACCEPTANCE OF THE CHANGES.
PLEASE CONSULT THESE TERMS OF USE PRIOR TO EVERY USE FOR ANY CHANGES.
CHANGES TO TERMS OF SERVICE
RIGHT TO CHANGE TERMS.
THE COMPANY RESERVES THE RIGHT, IN ITS SOLE DISCRETION, TO CHANGE THESE TERMS (“UPDATED TERMS”) FROM TIME TO TIME. THESE TERMS OF USE ARE SUBJECT TO CHANGE BY OUR COMPANY AT ANY TIME IN ITS DISCRETION.
NOTICE OF UPDATED TERMS
YOU AGREE THAT THE COMPANY MAY NOTIFY YOU OF THE UPDATED TERMS BY POSTING THEM ON THIS PAGE.
ACCEPTANCE OF UPDATED TERMS
YOUR USE OF THE SERVICES AFTER THE EFFECTIVE DATE OF THE UPDATED TERMS CONSTITUTES YOUR ACCEPTANCE OF THE UPDATED TERMS.
EFFECTIVE DATE OF UPDATED TERMS.
THE UPDATED TERMS WILL BE EFFECTIVE AS OF THE TIME OF POSTING, OR SUCH LATER DATE AS MAY BE SPECIFIED IN THE UPDATED TERMS, AND WILL APPLY TO YOUR USE OF THE SERVICES FROM THAT POINT FORWARD.
ACCESS TO THIS SITE
YOU MUST BE EIGHTEEN (18) YEARS OR OLDER TO ACCESS THIS WEB SITE. IF YOU ARE UNDER EIGHTEEN YEARS OF AGE, YOU ARE NOT PERMITTED TO ACCESS THIS WEBSITE FOR ANY REASON. DUE TO THE AGE RESTRICTIONS FOR USE OF THIS WEBSITE, NO INFORMATION OBTAINED BY THIS WEB SITE, FALLS WITHIN THE CHILD ONLINE PRIVACY ACT (COPA) AND IS NOT MONITORED AS DOING SO.
TO ACCESS THIS SITE OR SOME OF THE RESOURCES IT HAS TO OFFER, YOU MAY BE ASKED TO PROVIDE CERTAIN REGISTRATION DETAILS OR OTHER INFORMATION.
IT IS A CONDITION OF YOUR USE OF THIS SITE THAT ALL THE INFORMATION YOU PROVIDE ON THIS SITE WILL BE CORRECT, CURRENT, AND COMPLETE. IF OUR COMPANY BELIEVES THE INFORMATION YOU PROVIDE IS NOT CORRECT, CURRENT, OR COMPLETE, WE HAVE THE RIGHT TO REFUSE YOU ACCESS TO THIS SITE OR ANY OF ITS RESOURCES, AND TO TERMINATE OR SUSPEND YOUR ACCESS AT ANY TIME, WITHOUT NOTICE.
AFFILIATE DISCLAIMER
FROM TIME TO TIME, OUR COMPANY WILL PROMOTE, ENDORSE, OR SUGGEST PRODUCTS AND/OR SERVICES FOR SALE. OUR COMPANY RECOMMENDATION IS ALWAYS BASED ON OUR BELIEF THAT THE PRODUCT AND IT’S AUTHOR WILL PROVIDE EXCELLENT AND VALUABLE INFORMATION OR SERVICE BASED ON A REVIEW OF THAT PRODUCT, OUR COMPANY’S RELATIONSHIP WITH THAT PERSON, AND OR PREVIOUS POSITIVE EXPERIENCE WITH THE PERSON OR COMPANY WHO’S PRODUCT OUR COMPANY IS RECOMMENDING. IN SOME CASES, OUR COMPANY WILL BE COMPENSATED IF YOU DECIDE TO PURCHASE THAT PRODUCT BASED ON OUR RECOMMENDATION. IN SOME CASES, OUR COMPANY WILL RECEIVE THE PRODUCT FOR FREE FOR REVIEW PURPOSES.
ALWAYS ALWAYS ALWAYS DO YOUR OWN DUE-DILIGENCE BEFORE MAKING ANY PURCHASES. NEVER PURCHASE ANYTHING THAT YOU CANNOT AFFORD. MOST PEOPLE DON’T DO ANYTHING WITH THE PRODUCTS THEY BUY, SO MOST OF THE TIME, THEIR TYPICAL RESULTS ARE ZERO. DON’T DO DRUGS, STAY IN SCHOOL. 😉
RESTRICTIONS ON USE
YOU MAY USE THIS SITE FOR PURPOSES EXPRESSLY PERMITTED BY THIS SITE.
YOU MAY NOT USE THIS SITE FOR ANY OTHER PURPOSE, INCLUDING ANY COMMERCIAL PURPOSE, WITHOUT OUR COMPANY‘S EXPRESS PRIOR WRITTEN CONSENT.
FOR EXAMPLE, YOU MAY NOT (AND MAY NOT AUTHORIZE ANY OTHER PARTY TO) (I) CO-BRAND THIS SITE, OR (II) FRAME THIS SITE, OR (III) HYPER-LINK TO THIS SITE, WITHOUT THE EXPRESS PRIOR WRITTEN PERMISSION OF AN AUTHORIZED REPRESENTATIVE OF OUR COMPANY.
FOR PURPOSES OF THESE TERMS OF USE, ‘CO-BRANDING’ MEANS TO DISPLAY A NAME, LOGO, TRADEMARK, OR OTHER MEANS OF ATTRIBUTION OR IDENTIFICATION OF ANY PARTY IN SUCH A MANNER AS IS REASONABLY LIKELY TO GIVE A USER THE IMPRESSION THAT SUCH OTHER PARTY HAS THE RIGHT TO DISPLAY, PUBLISH, OR DISTRIBUTE THIS SITE OR CONTENT ACCESSIBLE WITHIN THIS SITE.
YOU AGREE TO COOPERATE WITH OUR COMPANY IN CAUSING ANY UNAUTHORIZED CO-BRANDING, FRAMING OR HYPER-LINKING IMMEDIATELY TO CEASE.
PROPRIETARY INFORMATION
THE MATERIAL AND CONTENT (HEREINAFTER REFERRED TO AS THE ‘CONTENT’) ACCESSIBLE FROM THIS SITE, AND ANY OTHER WORLD WIDE WEB SITE OWNED, OPERATED, LICENSED, OR CONTROLLED BY OUR COMPANY IS THE PROPRIETARY INFORMATION OF OUR COMPANY OR THE PARTY THAT PROVIDED THE CONTENT TO OUR COMPANY, AND OUR COMPANY OR THE PARTY THAT PROVIDED THE CONTENT TO OUR COMPANY RETAINS ALL RIGHT, TITLE, AND INTEREST IN THE CONTENT.
ACCORDINGLY, THE CONTENT MAY NOT BE COPIED, DISTRIBUTED, REPUBLISHED, UPLOADED, POSTED, OR TRANSMITTED IN ANY WAY WITHOUT THE PRIOR WRITTEN CONSENT OF OUR COMPANY, OR UNLESS AUTHORIZED IN WRITING ELSEWHERE ON OUR SITE, EXCEPT THAT YOU MAY PRINT OUT A COPY OF THE CONTENT SOLELY FOR YOUR PERSONAL USE.
IN DOING SO, YOU MAY NOT REMOVE OR ALTER, OR CAUSE TO BE REMOVED OR ALTERED, ANY COPYRIGHT, TRADEMARK, TRADE NAME, SERVICE MARK, OR ANY OTHER PROPRIETARY NOTICE OR LEGEND APPEARING ON ANY OF THE CONTENT.
MODIFICATION OR USE OF THE CONTENT EXCEPT AS EXPRESSLY PROVIDED IN THESE TERMS OF USE VIOLATES OUR COMPANY‘S INTELLECTUAL PROPERTY RIGHTS. NEITHER TITLE NOR INTELLECTUAL PROPERTY RIGHTS ARE TRANSFERRED TO YOU BY ACCESS TO THIS SITE.
HYPER-LINKS
THIS SITE MAY BE HYPER-LINKED TO OTHER SITES WHICH ARE NOT MAINTAINED BY, OR RELATED TO, OUR COMPANY. HYPER-LINKS TO SUCH SITES ARE PROVIDED AS A SERVICE TO USERS AND ARE NOT SPONSORED BY OR AFFILIATED WITH THIS SITE OR OUR COMPANY.
OUR COMPANY HAS NOT REVIEWED ANY OR ALL OF SUCH SITES AND IS NOT RESPONSIBLE FOR THE CONTENT OF THOSE SITES. HYPER-LINKS ARE TO BE ACCESSED AT THE USER”S OWN RISK, AND OUR COMPANY MAKES NO REPRESENTATIONS OR WARRANTIES ABOUT THE CONTENT, COMPLETENESS OR ACCURACY OF THESE HYPER-LINKS OR THE SITES HYPER-LINKED TO THIS SITE.
FURTHER, THE INCLUSION OF ANY HYPER-LINK TO A THIRD-PARTY SITE DOES NOT NECESSARILY IMPLY ENDORSEMENT BY OUR COMPANY OF THAT SITE.
SUBMISSIONS
YOU HEREBY GRANT TO OUR COMPANY THE ROYALTY-FREE, PERPETUAL, IRREVOCABLE, WORLDWIDE, NON-EXCLUSIVE RIGHT AND LICENSE TO USE, REPRODUCE, MODIFY, ADAPT, PUBLISH, TRANSLATE, CREATE DERIVATIVE WORKS FROM, DISTRIBUTE, PERFORM, AND DISPLAY ALL CONTENT, REMARKS, SUGGESTIONS, IDEAS, GRAPHICS, OR OTHER INFORMATION COMMUNICATED TO OUR COMPANY THROUGH THIS SITE (TOGETHER, HEREINAFTER KNOWN AS THE ‘SUBMISSION’), AND TO INCORPORATE ANY SUBMISSION IN OTHER WORKS IN ANY FORM, MEDIA, OR TECHNOLOGY NOW KNOWN OR LATER DEVELOPED.
OUR COMPANY WILL NOT BE REQUIRED TO TREAT ANY SUBMISSION AS CONFIDENTIAL, AND MAY USE ANY SUBMISSION IN ITS BUSINESS (INCLUDING WITHOUT LIMITATION, FOR PRODUCTS OR ADVERTISING) WITHOUT INCURRING ANY LIABILITY FOR ROYALTIES OR ANY OTHER CONSIDERATION OF ANY KIND, AND WILL NOT INCUR ANY LIABILITY AS A RESULT OF ANY SIMILARITIES THAT MAY APPEAR IN FUTURE COMPANY OPERATIONS.
OUR COMPANY WILL TREAT ANY PERSONAL INFORMATION THAT YOU SUBMIT THROUGH THIS SITE IN ACCORDANCE WITH ITS PRIVACY POLICY AS SET FORTH ON THIS SITE.
DISCLAIMER
YOU UNDERSTAND THAT OUR COMPANY CANNOT AND DOES NOT GUARANTEE OR WARRANT THAT FILES AVAILABLE FOR DOWNLOADING FROM THE INTERNET WILL BE FREE OF VIRUSES, WORMS, TROJAN HORSES OR OTHER CODE THAT MAY MANIFEST CONTAMINATING OR DESTRUCTIVE PROPERTIES.
YOU ARE RESPONSIBLE FOR IMPLEMENTING SUFFICIENT PROCEDURES AND CHECKPOINTS TO SATISFY YOUR PARTICULAR REQUIREMENTS FOR ACCURACY OF DATA INPUT AND OUTPUT, AND FOR MAINTAINING A MEANS EXTERNAL TO THIS SITE FOR THE RECONSTRUCTION OF ANY LOST DATA.
OUR COMPANY DOES NOT ASSUME ANY RESPONSIBILITY OR RISK FOR YOUR USE OF THE INTERNET.
THE CONTENT IS NOT NECESSARILY COMPLETE AND UP-TO-DATE AND SHOULD NOT BE USED TO REPLACE ANY WRITTEN REPORTS, STATEMENTS, OR NOTICES PROVIDED BY OUR COMPANY.
INVESTORS, BORROWERS, AND OTHER PERSONS SHOULD USE THE CONTENT IN THE SAME MANNER AS ANY OTHER EDUCATIONAL MEDIUM AND SHOULD NOT RELY ON THE CONTENT TO THE EXCLUSION OF THEIR OWN PROFESSIONAL JUDGMENT.
INFORMATION OBTAINED BY USING THIS SITE IS NOT EXHAUSTIVE AND DOES NOT COVER ALL ISSUES, TOPICS, OR FACTS THAT MAY BE RELEVANT TO YOUR GOALS.
YOUR USE OF THIS SITE IS AT YOUR OWN RISK. THE CONTENT IS PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESSED OR IMPLIED.
OUR COMPANY DISCLAIMS ALL WARRANTIES, INCLUDING ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, OR NON-INFRINGEMENT.
OUR COMPANY DOES NOT WARRANT THAT THE FUNCTIONS OR CONTENT CONTAINED IN THIS SITE WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THIS SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.
OUR COMPANY DOES NOT WARRANT OR MAKE ANY REPRESENTATION REGARDING USE, OR THE RESULT OF USE, OF THE CONTENT IN TERMS OF ACCURACY, RELIABILITY, OR OTHERWISE.
THE CONTENT MAY INCLUDE TECHNICAL INACCURACIES OR TYPOGRAPHICAL ERRORS, AND COMPANY MAY MAKE CHANGES OR IMPROVEMENTS AT ANY TIME.
YOU, AND NOT OUR COMPANY, ASSUME THE ENTIRE COST OF ALL NECESSARY SERVICING, REPAIR OR CORRECTION IN THE EVENT OF ANY LOSS OR DAMAGE ARISING FROM THE USE OF THIS SITE OR ITS CONTENT. OUR COMPANY MAKES NO WARRANTIES THAT YOUR USE OF THE CONTENT WILL NOT INFRINGE THE RIGHTS OF OTHERS AND ASSUMES NO LIABILITY OR RESPONSIBILITY FOR ERRORS OR OMISSIONS IN SUCH CONTENT.
ALL OF THE INFORMATION IN THIS SITE, WHETHER HISTORICAL IN NATURE OR FORWARD-LOOKING, SPEAKS ONLY AS OF THE DATE THE INFORMATION IS POSTED ON THIS SITE, AND COMPANY DOES NOT UNDERTAKE ANY OBLIGATION TO UPDATE SUCH INFORMATION AFTER IT IS POSTED OR TO REMOVE SUCH INFORMATION FROM THIS SITE IF IT IS NOT, OR IS NO LONGER, ACCURATE OR COMPLETE.
LIMITATION ON LIABILITY
OUR COMPANY, ITS SUBSIDIARIES, AFFILIATES, LICENSORS, SERVICE PROVIDERS, CONTENT PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, AND DIRECTORS WILL NOT BE LIABLE FOR ANY INCIDENTAL, DIRECT, INDIRECT, PUNITIVE, ACTUAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR OTHER DAMAGES, INCLUDING LOSS OF REVENUE OR INCOME, PAIN AND SUFFERING, EMOTIONAL DISTRESS, OR SIMILAR DAMAGES, EVEN IF COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
IN NO EVENT WILL THE COLLECTIVE LIABILITY OF COMPANY AND ITS SUBSIDIARIES, AFFILIATES, LICENSORS, SERVICE PROVIDERS, CONTENT PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, AND DIRECTORS, TO ANY PARTY (REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT, TORT, OR OTHERWISE) EXCEED THE GREATER OF $100 OR THE AMOUNT YOU HAVE PAID TO COMPANY FOR THE APPLICABLE CONTENT, PRODUCT OR SERVICE OUT OF WHICH LIABILITY AROSE.
INDEMNITY
YOU WILL INDEMNIFY AND HOLD COMPANY, ITS SUBSIDIARIES, AFFILIATES, LICENSORS, CONTENT PROVIDERS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, DIRECTORS, AND CONTRACTORS (HEREINAFTER KNOWN AS THE ‘INDEMNIFIED PARTIES’) HARMLESS FROM ANY BREACH OF THESE TERMS OF USE BY YOU, INCLUDING ANY USE OF CONTENT OTHER THAN AS EXPRESSLY AUTHORIZED IN THESE TERMS OF USE.
YOU AGREE THAT THE INDEMNIFIED PARTIES WILL HAVE NO LIABILITY IN CONNECTION WITH ANY SUCH BREACH OR UNAUTHORIZED USE, AND YOU AGREE TO INDEMNIFY ANY AND ALL RESULTING LOSS, DAMAGES, JUDGMENTS, AWARDS, COSTS, EXPENSES, AND ATTORNEY’S FEES OF THE INDEMNIFIED PARTIES IN CONNECTION THEREWITH.
YOU WILL ALSO INDEMNIFY AND HOLD THE INDEMNIFIED PARTIES HARMLESS FROM AND AGAINST ANY CLAIMS BROUGHT BY THIRD PARTIES ARISING OUT OF YOUR USE OF THE INFORMATION ACCESSED FROM THIS SITE.
TRADEMARKS
TRADEMARKS, SERVICE MARKS, AND LOGOS APPEARING IN THIS SITE ARE THE PROPERTY OF OUR COMPANY OR THE PARTY THAT PROVIDED THE TRADEMARKS, SERVICE MARKS, AND LOGOS TO OUR COMPANY.
OUR COMPANY AND ANY PARTY THAT PROVIDED TRADEMARKS, SERVICE MARKS, AND LOGOS TO OUR COMPANY RETAIN ALL RIGHTS WITH RESPECT TO ANY OF THEIR RESPECTIVE TRADEMARKS, SERVICE MARKS, AND LOGOS APPEARING IN THIS SITE.
INFORMATION YOU PROVIDE
YOU MAY NOT POST, SEND, SUBMIT, PUBLISH, OR TRANSMIT IN CONNECTION WITH THIS SITE ANY MATERIAL THAT: YOU DO NOT HAVE THE RIGHT TO POST, INCLUDING PROPRIETARY MATERIAL OF ANY THIRD PARTY; ADVOCATES ILLEGAL ACTIVITY OR DISCUSSES AN INTENT TO COMMIT AN ILLEGAL ACT; IS VULGAR, OBSCENE, PORNOGRAPHIC, OR INDECENT; DOES NOT PERTAIN DIRECTLY TO THIS SITE; THREATENS OR ABUSES OTHERS, LIBELS, DEFAMES, INVADES PRIVACY, STALKS, IS OBSCENE, PORNOGRAPHIC, RACIST, ABUSIVE, HARASSING, THREATENING OR OFFENSIVE; SEEKS TO EXPLOIT OR HARM CHILDREN BY EXPOSING THEM TO INAPPROPRIATE CONTENT, ASKING FOR PERSONALLY IDENTIFIABLE DETAILS OR OTHERWISE; INFRINGES ANY INTELLECTUAL PROPERTY OR OTHER RIGHT OF ANY ENTITY OR PERSON, INCLUDING VIOLATING ANYONE’S COPYRIGHTS OR TRADEMARKS OR THEIR RIGHTS OF PUBLICITY; VIOLATES ANY LAW OR MAY BE CONSIDERED TO VIOLATE ANY LAW; IMPERSONATES OR MISREPRESENTS YOUR CONNECTION TO ANY OTHER ENTITY OR PERSON OR OTHERWISE MANIPULATES HEADERS OR IDENTIFIERS TO DISGUISE THE ORIGIN OF THE CONTENT; ADVERTISES ANY COMMERCIAL ENDEAVOR (E.G., OFFERING FOR SALE PRODUCTS OR SERVICES) OR OTHERWISE ENGAGES IN ANY COMMERCIAL ACTIVITY (E.G., CONDUCTING RAFFLES OR CONTESTS, DISPLAYING SPONSORSHIP BANNERS, AND/OR SOLICITING GOODS OR SERVICES) EXCEPT AS MAY BE SPECIFICALLY AUTHORIZED ON THIS SITE; SOLICITS FUNDS, ADVERTISERS OR SPONSORS; INCLUDES PROGRAMS WHICH CONTAIN VIRUSES, WORMS AND/OR TROJAN HORSES OR ANY OTHER COMPUTER CODE, FILES OR PROGRAMS DESIGNED TO INTERRUPT, DESTROY OR LIMIT THE FUNCTIONALITY OF ANY COMPUTER SOFTWARE OR HARDWARE OR TELECOMMUNICATIONS; DISRUPTS THE NORMAL FLOW OF DIALOGUE, CAUSES A SCREEN TO SCROLL FASTER THAN OTHER USERS ARE ABLE TO TYPE, OR OTHERWISE ACT IN A WAY WHICH AFFECTS THE ABILITY OF OTHER PEOPLE TO ENGAGE IN REAL TIME ACTIVITIES VIA THIS SITE; INCLUDES MP3 FORMAT FILES; AMOUNTS TO A ‘PYRAMID’ OR SIMILAR SCHEME; DISOBEYS ANY POLICY OR REGULATIONS ESTABLISHED FROM TIME TO TIME REGARDING USE OF THIS SITE OR ANY NETWORKS CONNECTED TO THIS SITE; OR CONTAINS HYPER-LINKS TO OTHER SITES THAT CONTAIN CONTENT THAT FALLS WITHIN THE DESCRIPTIONS SET FORTH ABOVE.
ALTHOUGH UNDER NO OBLIGATION TO DO SO, OUR COMPANY RESERVES THE RIGHT TO MONITOR USE OF THIS SITE TO DETERMINE COMPLIANCE WITH THESE TERMS OF USE, AS WELL THE RIGHT TO REMOVE OR REFUSE ANY INFORMATION FOR ANY REASON.
NOTWITHSTANDING THESE RIGHTS, YOU REMAIN SOLELY RESPONSIBLE FOR THE CONTENT OF YOUR SUBMISSIONS.
YOU ACKNOWLEDGE AND AGREE THAT NEITHER OUR COMPANY NOR ANY THIRD PARTY THAT PROVIDES CONTENT TO OUR COMPANY WILL ASSUME OR HAVE ANY LIABILITY FOR ANY ACTION OR INACTION BY OUR COMPANY OR SUCH THIRD PARTY WITH RESPECT TO ANY SUBMISSION.
SECURITY
ANY PASSWORDS USED FOR THIS SITE ARE FOR INDIVIDUAL USE ONLY. YOU WILL BE RESPONSIBLE FOR THE SECURITY OF YOUR PASSWORD (IF ANY). OUR COMPANY WILL BE ENTITLED TO MONITOR YOUR PASSWORD AND, AT ITS DISCRETION, REQUIRE YOU TO CHANGE IT.
IF YOU USE A PASSWORD THAT OUR COMPANY CONSIDERS INSECURE, OUR COMPANY WILL BE ENTITLED TO REQUIRE THE PASSWORD TO BE CHANGED AND/OR TERMINATE YOUR ACCOUNT.
YOU ARE PROHIBITED FROM USING ANY SERVICES OR FACILITIES PROVIDED IN CONNECTION WITH THIS SITE TO COMPROMISE SECURITY OR TAMPER WITH SYSTEM RESOURCES AND/OR ACCOUNTS.
THE USE OR DISTRIBUTION OF TOOLS DESIGNED FOR COMPROMISING SECURITY (E.G., PASSWORD GUESSING PROGRAMS, CRACKING TOOLS OR NETWORK PROBING TOOLS) IS STRICTLY PROHIBITED. IF YOU BECOME INVOLVED IN ANY VIOLATION OF SYSTEM SECURITY, OUR COMPANY RESERVES THE RIGHT TO RELEASE YOUR DETAILS TO SYSTEM ADMINISTRATORS AT OTHER SITES IN ORDER TO ASSIST THEM IN RESOLVING SECURITY INCIDENTS.
OUR COMPANY RESERVES THE RIGHT TO INVESTIGATE SUSPECTED VIOLATIONS OF THESE TERMS OF USE.
OUR COMPANY RESERVES THE RIGHT TO FULLY COOPERATE WITH ANY LAW ENFORCEMENT AUTHORITIES OR COURT ORDER REQUESTING OR DIRECTING OUR COMPANY TO DISCLOSE THE IDENTITY OF ANYONE POSTING ANY E-MAIL MESSAGES, OR PUBLISHING OR OTHERWISE MAKING AVAILABLE ANY MATERIALS THAT ARE BELIEVED TO VIOLATE THESE TERMS OF USE.
BY ACCEPTING THIS AGREEMENT YOU WAIVE AND HOLD HARMLESS COMPANY FROM ANY CLAIMS RESULTING FROM ANY ACTION TAKEN BY COMPANY DURING OR AS A RESULT OF ITS INVESTIGATIONS AND/OR FROM ANY ACTIONS TAKEN AS A CONSEQUENCE OF INVESTIGATIONS BY EITHER IBWMA DOT COM OR LAW ENFORCEMENT AUTHORITIES.
EVERY EFFORT HAS BEEN MADE TO ACCURATELY REPRESENT THIS PRODUCT/SERVICE AND IT’S POTENTIAL. IN TERMS OF EARNINGS, THERE IS NO GUARANTEE THAT YOU WILL EARN ANY MONEY USING THE TECHNIQUES AND IDEAS IN THIS MATERIAL OR ON THIS WEBSITE. INFORMATION PRESENTED ON THIS WEBSITE IS NOT TO BE INTERPRETED AS A PROMISE OR GUARANTEE OF EARNINGS. EARNING POTENTIAL IS ENTIRELY DEPENDENT ON THE PERSON USING OUR PRODUCT, IDEAS, AND TECHNIQUES.
ANY CLAIMS MADE OF ACTUAL EARNINGS OR EXAMPLES OF ACTUAL RESULTS CAN BE VERIFIED UPON REQUEST. YOUR LEVEL OF SUCCESS IN ATTAINING THE RESULTS CLAIMED IN OUR MATERIALS DEPENDS ON THE TIME YOU DEVOTE TO THE PROGRAM, IDEAS AND TECHNIQUES MENTIONED, YOUR FINANCES, KNOWLEDGE AND VARIOUS SKILLS. SINCE THESE FACTORS DIFFER ACCORDING TO INDIVIDUALS, WE CANNOT GUARANTEE YOUR SUCCESS OR INCOME LEVEL.
ANY AND ALL FORWARD LOOKING STATEMENTS HERE OR ON ANY OF OUR SALES MATERIAL ARE INTENDED TO EXPRESS OUR OPINION OF EARNINGS POTENTIAL. MANY FACTORS WILL BE IMPORTANT IN DETERMINING YOUR ACTUAL RESULTS AND NO GUARANTEES ARE MADE THAT YOU WILL ACHIEVE RESULTS SIMILAR TO OURS OR ANYONE ELSE. NO GUARANTEES ARE MADE THAT YOU WILL ACHIEVE ANY RESULTS FROM OUR IDEAS AND TECHNIQUES IN OUR MATERIAL.
WE ARE COMMITTED TO KEEPING YOUR E-MAIL ADDRESS CONFIDENTIAL. WE DO NOT SELL, RENT, OR LEASE OUR SUBSCRIPTION LISTS TO THIRD PARTIES, AND WE WILL NOT PROVIDE YOUR PERSONAL INFORMATION TO ANY THIRD PARTY INDIVIDUAL, GOVERNMENT AGENCY, OR COMPANY AT ANY TIME UNLESS COMPELLED TO DO SO BY LAW.
WE WILL USE YOUR E-MAIL ADDRESS SOLELY TO PROVIDE TIMELY INFORMATION ABOUT THIS SITE.
THIS SITE WILL MAINTAIN THE INFORMATION YOU SEND VIA E-MAIL IN ACCORDANCE WITH APPLICABLE FEDERAL LAW.
CAN-SPAM COMPLIANCE
IN COMPLIANCE WITH THE CAN-SPAM ACT, ALL E-MAIL SENT FROM OUR ORGANIZATION WILL CLEARLY STATE WHO THE E-MAIL IS FROM AND PROVIDE CLEAR INFORMATION ON HOW TO CONTACT THE SENDER. IN ADDITION, ALL E-MAIL MESSAGES WILL ALSO CONTAIN CONCISE INFORMATION ON HOW TO REMOVE YOURSELF FROM OUR MAILING LIST SO THAT YOU RECEIVE NO FURTHER E-MAIL COMMUNICATION FROM US.
CHOICE/OPT-OUT
OUR SITE PROVIDES USERS THE OPPORTUNITY TO OPT-OUT OF RECEIVING COMMUNICATIONS FROM US AND OUR PARTNERS BY READING THE UNSUBSCRIBE INSTRUCTIONS LOCATED AT THE BOTTOM OF ANY E-MAIL THEY RECEIVE FROM US AT ANYTIME.
USERS WHO NO LONGER WISH TO RECEIVE OUR NEWSLETTER OR PROMOTIONAL MATERIALS MAY OPT-OUT OF RECEIVING THESE COMMUNICATIONS BY CLICKING ON THE UNSUBSCRIBE LINK IN THE E-MAIL.
IF YOU HAVE ANY ADDITIONAL QUESTIONS, PLEASE CONTACT US.
WHAT ARE COOKIES
AS IS COMMON PRACTICE WITH ALMOST ALL PROFESSIONAL WEBSITES THIS SITE USES COOKIES, WHICH ARE TINY FILES THAT ARE DOWNLOADED TO YOUR COMPUTER, TO IMPROVE YOUR EXPERIENCE. THIS PAGE DESCRIBES WHAT INFORMATION THEY GATHER, HOW WE USE IT AND WHY WE SOMETIMES NEED TO STORE THESE COOKIES. WE WILL ALSO SHARE HOW YOU CAN PREVENT THESE COOKIES FROM BEING STORED HOWEVER THIS MAY DOWNGRADE OR ‘BREAK’ CERTAIN ELEMENTS OF THE SITES FUNCTIONALITY.
FOR MORE GENERAL INFORMATION ON COOKIES SEE THE WIKIPEDIA ARTICLE ON HTTP COOKIES…
HOW WE USE COOKIES
WE USE COOKIES FOR A VARIETY OF REASONS DETAILED BELOW. UNFORTUNATELY IN MOST CASES THERE ARE NO INDUSTRY STANDARD OPTIONS FOR DISABLING COOKIES WITHOUT COMPLETELY DISABLING THE FUNCTIONALITY AND FEATURES THEY ADD TO THIS SITE. IT IS RECOMMENDED THAT YOU LEAVE ON ALL COOKIES IF YOU ARE NOT SURE WHETHER YOU NEED THEM OR NOT IN CASE THEY ARE USED TO PROVIDE A SERVICE THAT YOU USE.
DISABLING COOKIES
YOU CAN PREVENT THE SETTING OF COOKIES BY ADJUSTING THE SETTINGS ON YOUR BROWSER (SEE YOUR BROWSER HELP FOR HOW TO DO THIS). BE AWARE THAT DISABLING COOKIES WILL AFFECT THE FUNCTIONALITY OF THIS AND MANY OTHER WEBSITES THAT YOU VISIT. DISABLING COOKIES WILL USUALLY RESULT IN ALSO DISABLING CERTAIN FUNCTIONALITY AND FEATURES OF THE THIS SITE. THEREFORE IT IS RECOMMENDED THAT YOU DO NOT DISABLE COOKIES.
THE COOKIES WE SET
IF YOU CREATE AN ACCOUNT WITH US THEN WE WILL USE COOKIES FOR THE MANAGEMENT OF THE SIGNUP PROCESS AND GENERAL ADMINISTRATION. THESE COOKIES WILL USUALLY BE DELETED WHEN YOU LOG OUT HOWEVER IN SOME CASES THEY MAY REMAIN AFTERWARDS TO REMEMBER YOUR SITE PREFERENCES WHEN LOGGED OUT.
WE USE COOKIES WHEN YOU ARE LOGGED IN SO THAT WE CAN REMEMBER THIS FACT. THIS PREVENTS YOU FROM HAVING TO LOG IN EVERY SINGLE TIME YOU VISIT A NEW PAGE. THESE COOKIES ARE TYPICALLY REMOVED OR CLEARED WHEN YOU LOG OUT TO ENSURE THAT YOU CAN ONLY ACCESS RESTRICTED FEATURES AND AREAS WHEN LOGGED IN.
THIS SITE OFFERS NEWSLETTER OR EMAIL SUBSCRIPTION SERVICES AND COOKIES MAY BE USED TO REMEMBER IF YOU ARE ALREADY REGISTERED AND WHETHER TO SHOW CERTAIN NOTIFICATIONS WHICH MIGHT ONLY BE VALID TO SUBSCRIBED/UNSUBSCRIBED USERS.
FROM TIME TO TIME WE OFFER USER SURVEYS AND QUESTIONNAIRES TO PROVIDE YOU WITH INTERESTING INSIGHTS, HELPFUL TOOLS, OR TO UNDERSTAND OUR USER BASE MORE ACCURATELY. THESE SURVEYS MAY USE COOKIES TO REMEMBER WHO HAS ALREADY TAKEN PART IN A SURVEY OR TO PROVIDE YOU WITH ACCURATE RESULTS AFTER YOU CHANGE PAGES.
WHEN YOU SUBMIT DATA TO THROUGH A FORM SUCH AS THOSE FOUND ON CONTACT PAGES OR COMMENT FORMS COOKIES MAY BE SET TO REMEMBER YOUR USER DETAILS FOR FUTURE CORRESPONDENCE.
IN ORDER TO PROVIDE YOU WITH A GREAT EXPERIENCE ON THIS SITE WE PROVIDE THE FUNCTIONALITY TO SET YOUR PREFERENCES FOR HOW THIS SITE RUNS WHEN YOU USE IT. IN ORDER TO REMEMBER YOUR PREFERENCES WE NEED TO SET COOKIES SO THAT THIS INFORMATION CAN BE CALLED WHENEVER YOU INTERACT WITH A PAGE IS AFFECTED BY YOUR PREFERENCES.
THIRD PARTY COOKIES
IN SOME SPECIAL CASES WE ALSO USE COOKIES PROVIDED BY TRUSTED THIRD PARTIES. THE FOLLOWING SECTION DETAILS WHICH THIRD PARTY COOKIES YOU MIGHT ENCOUNTER THROUGH THIS SITE.
THIS SITE USES GOOGLE ANALYTICS WHICH IS ONE OF THE MOST WIDESPREAD AND TRUSTED ANALYTICS SOLUTION ON THE WEB FOR HELPING US TO UNDERSTAND HOW YOU USE THE SITE AND WAYS THAT WE CAN IMPROVE YOUR EXPERIENCE. THESE COOKIES MAY TRACK THINGS SUCH AS HOW LONG YOU SPEND ON THE SITE AND THE PAGES THAT YOU VISIT SO WE CAN CONTINUE TO PRODUCE ENGAGING CONTENT.
FOR MORE INFORMATION ON GOOGLE ANALYTICS COOKIES, SEE THE OFFICIAL GOOGLE ANALYTICS PAGE.
THIRD PARTY ANALYTICS ARE USED TO TRACK AND MEASURE USAGE OF THIS SITE SO THAT WE CAN CONTINUE TO PRODUCE ENGAGING CONTENT. THESE COOKIES MAY TRACK THINGS SUCH AS HOW LONG YOU SPEND ON THE SITE OR PAGES YOU VISIT WHICH HELPS US TO UNDERSTAND HOW WE CAN IMPROVE THE SITE FOR YOU.
FROM TIME TO TIME WE TEST NEW FEATURES AND MAKE SUBTLE CHANGES TO THE WAY THAT THE SITE IS DELIVERED. WHEN WE ARE STILL TESTING NEW FEATURES THESE COOKIES MAY BE USED TO ENSURE THAT YOU RECEIVE A CONSISTENT EXPERIENCE WHILST ON THE SITE WHILST ENSURING WE UNDERSTAND WHICH OPTIMIZATIONS OUR USERS APPRECIATE THE MOST.
AS WE SELL PRODUCTS IT’S IMPORTANT FOR US TO UNDERSTAND STATISTICS ABOUT HOW MANY OF THE VISITORS TO OUR SITE ACTUALLY MAKE A PURCHASE AND AS SUCH THIS IS THE KIND OF DATA THAT THESE COOKIES WILL TRACK. THIS IS IMPORTANT TO YOU AS IT MEANS THAT WE CAN ACCURATELY MAKE BUSINESS PREDICTIONS THAT ALLOW US TO MONITOR OUR ADVERTISING AND PRODUCT COSTS TO ENSURE THE BEST POSSIBLE PRICE.
SEVERAL PARTNERS ADVERTISE ON OUR BEHALF AND AFFILIATE TRACKING COOKIES SIMPLY ALLOW US TO SEE IF OUR CUSTOMERS HAVE COME TO THE SITE THROUGH ONE OF OUR PARTNER SITES SO THAT WE CAN CREDIT THEM APPROPRIATELY AND WHERE APPLICABLE ALLOW OUR AFFILIATE PARTNERS TO PROVIDE ANY BONUS THAT THEY MAY PROVIDE YOU FOR MAKING A PURCHASE.
WE ALSO USE SOCIAL MEDIA BUTTONS AND/OR PLUGINS ON THIS SITE THAT ALLOW YOU TO CONNECT WITH YOUR SOCIAL NETWORK IN VARIOUS WAYS. FOR THESE TO WORK THE FOLLOWING SOCIAL MEDIA SITES INCLUDING; FACEBOOK, TWITTER, INSTAGRAM, YOUTUBE, WILL SET COOKIES THROUGH OUR SITE WHICH MAY BE USED TO ENHANCE YOUR PROFILE ON THEIR SITE OR CONTRIBUTE TO THE DATA THEY HOLD FOR VARIOUS PURPOSES OUTLINED IN THEIR RESPECTIVE PRIVACY POLICIES.
MORE INFORMATION
HOPEFULLY THAT HAS CLARIFIED THINGS FOR YOU AND AS WAS PREVIOUSLY MENTIONED IF THERE IS SOMETHING THAT YOU AREN’T SURE WHETHER YOU NEED OR NOT IT’S USUALLY SAFER TO LEAVE COOKIES ENABLED IN CASE IT DOES INTERACT WITH ONE OF THE FEATURES YOU USE ON OUR SITE. HOWEVER IF YOU ARE STILL LOOKING FOR MORE INFORMATION THEN YOU CAN CONTACT US THROUGH ONE OF OUR PREFERRED CONTACT METHODS.
EMAIL: INFO AT IBWMA DOT COM
